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New Construction


Example of Custom Built Homes with Our Clients…

New Construction Home Example

Steps to Building a House

1. What are the steps in building a house and how long will it take? From purchasing the right piece of land, construction loan, construction insurance, foundation contractors, siding contractors, to flooring contractors and home mortgage loan, here is how to build a house step by step.

2. During the planning stage, you will have prepared a budget, found a building lot (land), house plans, estimated the cost to build your new home, and have arranged the construction loan and home mortgage loan.

Example Formula:

$200,000 Land Purchase
$360,000 Building Cost (Approx. 3,000 SF)
$11,000 Plans
$27,000 Permits and Fees
$10,000 Septic
$2,000 Power
$30,000 Water
$10,000 Grading If Needed
$50,000 Contractor Fee
$500,000 Total Cost in Plus Cost of Land
$200,000 Land Purchase

Lender Requirements: 25% Down on Land and 10% Required Down of Total Acquisition (value of land plus construction).

3. You have began a relationship with your contractor. You’ve visited various building supply companies for lumber, windows, plumbing, and electrical, fixtures, and flooring etc….

You’ve also completed the paperwork and obtained the cost for obtaining any necessary permits and you have a good quote on construction insurance (builders risk insurance).

Congratulations! You’ve reached the day you thought might never come. You’re ready to start building your new home.

What is the sequence of steps in building a new home, and how long will each take? Here’s a list of how to build a new home step by step:

The first step is to choose your floor plan or design one with an architect or draftsman, once plans are drawn you or your draftsman will submit them to the city or county for approval, this process takes about 3 months. Once plans are approved see below for the steps and timeline of the building process.

  1. Staking the lot and house: 1-3 hours
  2. Clearing and excavation: 1-3 days
  3. Ordering utilities, temporary electic service, and a portable toilet: 1 hour
  4. Footings (steps 3 and 4 can be reversed). First inspection must be made before pouring: 1 day
  5. Foundation and soil treatment, then foundation survey: 1 week
  6. Rough-ins for plumbing, if on a slab, and inspection: 7-10 days
  7. Slabs, basement, and garage: 1-2 days
  8. Framing and drying-in: 2-5 weeks
  9. Exterior siding, trim, veneers: 1-3 weeks
  10. Chimneys and roofing: 2 days-1 week
  11. Rough-ins can be done while steps 9 and 10 are in progress: 1-2 weeks
  12. Insulation: 3 days
  13. Hardwood flooring and underlayment: 3 days-1 week
  14. Drywall: 2 weeks
  15. Priming walls and “pointing up”: 2 days
  16. Interior trim and cabinets: 1-2 weeks
  17. Painting: 2-3 weeks
  18. Other trims, such as tile and travertine: 1 day-1 week
  19. Trimming out and finishing plumbing, mechanical, electrical and hooking up utilities: 2-4 weeks
  20. Cleanup: 2-3 days
  21. Carpet and/or hardwood floor finish: 3 days-1 week
  22. Driveway (if concrete, can be poured anytime after step 14): 1-3 days
  23. Landscaping: 7-10 days
  24. Final inspections, surveys, and mortgage loan refinance or modification of the construction loan.: 1-3 days

Typically a home takes 5-6 months from start to finish once plans are approved.